Patient resources

Dental Insurance & Financing in O’Fallon, IL

Dental Insurance We Accept

We participate with many major dental insurance providers. Because plan networks update often, the fastest way to confirm coverage is to:

  • Check your insurance provider’s dentist finder tool to see if Spring Valley Dental Group is listed
  • Call our office at 618.632.8471, and our team will verify your benefits before your appointment


Even if your plan shows us as out-of-network, you may still have benefits available, and we’ll help maximize them.

Payment Options

For treatments not fully covered by insurance, we accept:

  • All major credit cards
  • CareCredit with 6-month interest-free financing

No Insurance? Our Membership Plan Saves You 30%

If you don’t have dental insurance, our in-house Membership Plan makes care affordable. As an adult, for $399 per year, you’ll receive preventive care (cleaning, exams, x-rays) plus 30% off restorative and specialty treatments.

👉 Learn more about our Membership Plan

membership plan for patients that don't have dental insurance

FAQs About Insurance & Financing

Yes — we work with many insurance carriers. Please check your provider’s portal or call our office, and we’ll confirm coverage for you.

Our dental membership plan is a practical alternative to insurance. It includes preventive care and provides consistent discounts on most in-office services. View the full plan details to see what’s included and how the savings work.

Yes, we accept CareCredit and all major credit cards, making it easier to manage out-of-pocket costs.